Do You Know Your Homeowner’s Insurance Policy?

capstone8888 — Fri, 05 Aug 2011 17:00:15 +0000

Homeowners’ policies not only cover extreme disasters such as fires and tornadoes but they also cover storm damage from hail or strong wind that could affect the functionality of your roofing/siding/windows/etc. If there is prevalent hail/wind damage to these components of your home in only certain areas (only the south side for instance) the insurance company may only pay to replace the damaged areas. However, siding and roofing manufacturers are frequently changing the style/color/composition/profile of their products, making it often impossible to match the existing roofing or siding. For those that have had a storm damage insurance claim in the past 20 years knew that if there was no match, the roofing or siding on the entire house would be replaced by the insurance company. Depending on your company or policy, that may not be the case anymore. Let’s face it, these past few years have forced everyone to tighten up their budgets and insurance companies are no exception. Recently, many insurance companies have decided that they will only replace damaged areas to a home, no matter if the new roofing or siding matches the old. Many homeowners have adjusted their policies accordingly, however, many aren’t aware of these changes, and should be advised to understand the details of their policies. Stay in contact with your agent, carefully review your coverage summaries, deductible, etc., and know what to expect if you need to open a storm damage claim. Storm season in Minnesota is often untimely and unpredictable and nobody wants to experience damage to their roofing, siding, or windows. Give yourself peace of mind by knowing what your policy covers and what you’re entitled to in those situations. If you think you’ve had storm damage to your home or have questions about this topic, feel free to give Capstone Bros Contracting, Inc a call at 952-882-8888.

Spring is Here Home Improvements are Near

capstone8888 — Thu, 28 Apr 2011 14:41:02 +0000

Warmer weather, taxes, spring cleaning, rain, snow, more rain… There’s nothing quite like spring-time in Minnesota. We all seem to be waking up from that winter slumber, getting outside, and thinking about that outdoor to-do list for the season. It’s about that time to start working on those little projects around the house but what about those big ones? That’s where we come in. Spring is the perfect time to get those exterior remodeling projects done and checked off your list, and Capstone Bros Contracting is at your service. Homeowner to-do lists can definitely get overwhelming, so let us take some of the workload off your back. Contact us today for a free estimate, we not only have the experience and knowledge necessary for those big projects, our quality of work will undoubtedly create peace of mind, giving you more time to think about all your other projects. Whether you need a new roof, windows, siding, or gutters, Capstone Bros is the perfect choice to help transform that list from “to-do” to “done”.

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Do You Know Your Homeowner’s Insurance Policy?

Spring is Here Home Improvements are Near